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Online Marketing

Sister Circle | Building multiple streams of income with money expert Dr. Lynn Richardson | TVONE

Please welcome back down and circle. Dr. Lynn, riches, yes, absolutely so! The dr. Lynn, you have a new book coming out called Parsippany and I’m going to read it exactly.

It says it’s a guide to creating and balancing multiple streams of income. Would you tell us a little bit about this, but I love the title by the way you think. Well, I wrote this book because when I was in my early 20s I had a whole lot of jobs. Like you can come to my house on a Saturday. I could write you an insurance policy of resume teach you how to get a job, how to get a man how to quit a man all over the place.

It was like. My name is Lenny and I got plenty okay. This is way too much, I’m moving, but I’m not going anywhere. So I decided to create a book, so people could actually learn how to use all of their gifts all of their talents and to have them operate like a symphony and the orchestra and their many different instruments. Yeah. If you play the instruments, you know the piano and then the organ and the cello it makes one beautiful sound.

I was going to put you in my pocket. Take you home with me: okay, but you you talk about having only one stream of income is hazardous to your wealth yeah. Can you explain that to us? Please yeah I mean, if you have one income stream and the job lays you lays you off or the boss doesn’t like you or the industry completely just goes upside down. Yeah then what happens to your wealth, and so I say that everybody is an entrepreneur.

That’s not just reserved for jay-z and Diddy and Oprah. He and Russell said: oh yeah everybody’s an entrepreneur. So if you want to be a doctor, you should still have multiple streams of income. If you want to be a teacher, you should have multiple streams of income. You can tutor, you can teach, you can do things on the side, so we should teach everybody not to go to school, get a good education going to get a good job, but go to school, get a good education and create jobs.

Yes, yes, okay, we talked about my chemistry’s of income, but how do you avoid being the jack of all trades and master? You have to find your purpose. I think that’s easy. That’s the key yeah message: key yeah! You have to find your purpose and if you do what you love, the money will follow. Yes, but you have to be consistent. You have to run your business like a business. You have to stay consistent.

Having your own business doesn’t mean you just wake up whenever you want really having your own business means you’re like working at it all the time and so trying to get to the place where you know what to do and how to do it. It comes from looking at what you’re good at what do people tell you you’re good at what do you do so easily that you think it’s nothing yeah, that’s probably an income stream and then what about all the side hustles that you can get so when you’re Trying to get to the next level financially and create streams of income, you want five active streams of income and then for passive streams.

That’s money that you don’t have to work for. It just comes in to you. So we talked about all of that and the boats almost like a residual residual income. Yes, you’re, investing from businesses that you get paid because of the work of others, multiple ways like that. One thing: I love what you said when you were like you know when you have your own busines on your own business, you just don’t wake up when you want to.

You know, like sometimes the the store may say it opens at 7:00, but I roll up at 7:00 yeah and it’s still not open, and then you kind of hang around seven-30 yeah yeah. I talk about that see. We don’t want to run janky business come on. Jinke businesses run jingle badging with bad people funk-defied in Japan, it’s all kind of together, but we want to be professional. We want to put our best image forward.

We want to make sure that we people can reach us, have social media. So not only do I talk about how to start a business and how to have multiple businesses, but why having multiple businesses makes good financial sense, because this system, the economy, operates on giving people who have businesses over 460 tax deductions. So if you are an employee, you only have about seven or eight, but if you have businesses, you have multiple tax deductions, including, for example, hiring your kids to work in your business.

You get twelve thousand dollars in deductions per child, but money that you pay them. You can now pay for their tuition. The children have to be what the maximum age is 18. The minute you shall hire them if they’re over 18. They just have to pay taxes on the money. If they’re under 18, they don’t have to pay taxes, and it’s not a sweatshop you. Your children can work in your home-based business. They can do chores and then people say well what about toddlers and infants an infant can model, so your child has to be able to do any job that any other child can do.

So if I had an infant because formula and diapers is about three, it’s like you’ll be poor trying to buy that stuff. But if you hire your infant or your toddler and then three and four-year-olds they can use iPads. So they can actually help you with social media. They can do research. My youngest daughter Kennedy has been working for me since she was four. She wanted a desk, but she’s been working for me since she was four all of my kids work in the home-based business.

Any other nieces and nephews and guide children who ask for money, they get a job too. Everybody gets a job. Everybody gets a job because I give you the money. You can’t pay me back, but if I pay you a salary, I get to write it off and you get to learn some financial skills. Let’s talk about the many people who want to start businesses and they pour their money in their time. Their effort into these businesses, but they still can’t seem to save money yeah.

So how can how can they keep money in their business? Well, the Bible says that plans fell for lack of counsel, but with many advisors they succeed. So anybody who wants to start a business you should get a team. You should have a consultation. You should do a think-tank. You should think about all the ways you can make money without spending money. So the key in the beginning is to have low overhead extremely low overhead high profit and then move forward from there and from your profits.

Then you reinvest in your business and expand. Let’s talk a little bit about your nationally syndicated radio. Show the millionaires table so tell us a little bit about that. I’m sure you’re, probably giving information like you’re, giving here right now. What makes you say, listen! This needs to be something that everyone knows. What did you see and what inspired you to go ahead and move forward with that syndicated show? Well, I have to be honest.

This is one of those things that somebody else saw in me that I didn’t want to do myself. So the president of wvo in radio, melody, Spann in Chicago, said Lynn. I want you to do this new show called the millionaire’s round table and I’m thinking – oh my god, I don’t want to do radio blah blah, but I’m great at radio all right now. The information I was a radio show years ago, so it’s about creating millionaires, one family.

At a time you don’t have to be a millionaire, we’re going to teach you how to become $ 10,000 $ 10,000 to a first-time homebuyer. Go to Linda millionaire comm get all the details. Well, she said so. Thank you so much for all the amazing information. If you want to know more about generating multiple streams of income, be sure to pick up her book, the symphony, a guide to creating and balancing multiple streams of income everywhere, five books are sold.

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