Online Marketing

Google Pay API Explained

However, online conversion is still a big problem. Long checkout forms often lead to frustration, especially as customers increasingly turn to their mobile devices for various ecommerce activities. It’s no surprise that 69 % of users today drop out of the checkout process before the purchase has been completed. With Google pay API, we want to help you make your checkout experience easier, allowing users to pay with many forms of payments stored in their Google account, including credit and debit cards, whether your customers are shopping at a physical store or online in your apps or websites.

Today, there are hundreds of millions of payment methods. Billing and shipping addresses saved to Google accounts. Users have stored this information when making purchases on apps like the Play, Store, YouTube or shopping the web using Chrome. We call them ready to pay users. Google pay API enables you to call up their information in a secure way and allow your customers to checkout with the click of a button.

Having customers who are just a tap away from performing a financial transaction is not only convenient, but also sets the merchants up to take on smart technologies such as Google, home or other connected devices. Preparing your app for voice powered transactions. The Google pay API can be implemented in just under a week and it works with your existing payments processing stack making this integration really simple.

There are also no additional charges added to your standard processor fees, we’ve partnered with many leading gateways and processors around the world with more coming soon, checkout gqo, slash, pay, slash, processors for the updated list. Now, let’s have a quick look at how the google pay api works. Once the user clicks on the google pay button, the google pay api initiates a request to Google servers.

With this request, your app passes the name of your processor. Among other parameters, Google uses the processors public key to encrypt the response and sends a chargeable payment. Token back to you for use with your processor. Now that the processor has the payment information, it can use it the same way as if it came from the users input directly. So, to summarize, with Google pay API hundreds of millions of customers around the world who save their payment information with Google, can now pay on your apps or websites.

With the click of a button, your customers, payment data is end-to-end encrypted from Google’s servers to your payment. Processor, this means Google pay simplifies how you handle this. Otherwise sensitive data customers can check out using any device or platform. The integration of the API is simple and can be completed in just a few days check out the article Google pay API implementation demo to learn more.

You can find additional useful resources in the article description below which can help you to further optimize your e-commerce experience and find more information on how we are continuously committed to adding new payment credentials, loyalty, programs and more for the convenience of your users. Google pay a better way to pay by Google. You


Online Marketing

Implementing the Web Payments API – Progressive Web App Training

Api is a w3c standard to eliminate payment forms for users and standardized payment collections for sites. It allows us to request payment and shipping information with a single API call.

This knows how to run Apple pay on iOS Safari and Google pay on Android. It’s not limited to those to any payment provider can write a plug-in. It’s not even restricted to one browser. It’s probably in the browser you’re using right now the browser simply acts as an intermediary collecting the information we need in a consistent way. Then returns a JSON object with the results that we can use to collect the payment.

If you have used a pay with Apple pay or pay with Google pay button in the browser, you already know what the experience will be, like developers previously used custom libraries to implement this, such as the Apple pay, API or the Google Wallet API, and if you Want to do that too great, but if you want to work with whatever payment system, the user has payment request. Is your friend, let’s take a quick look at the code flow and user experience? We want to buy this jacket, what happens when we tap buy now? This is an ordinary button with an ordinary event handler.

First, the site creates a payment request, object and populates it with some details. It typically has the price, a list of items being purchased and the available forms of payment. This is all invisible to the user. We need to trigger the payment user interface, you get the UI by calling payment request, dot, show this displays a native UI over the browser and returns a promise. The next few steps are all happening inside this promise.

The first screen is a summary of the information supplied by the app tapping on an item opens it the EPI stores, addresses and payment options securely. In this example, Larry can select his shipping address with one tap edit. The address or add another need to change. The shipping option no problem: it’s just kappa way note that changing this option may change the total price. The payment request api can handle this with a little help from your app notice, the multiple payment options, the api also handles country, specific payment methods and, finally, the user taps on pay.

At this point, the browser runs the selected payment service. This might be an app on your device or going across the network to a payment provider. The completed payment returns a special token that you can send to your server. The server has ways of verifying this token. Is this safe? The api is more secure than form based payments. The new payment instruments are based on modern cryptography. You don’t need to enter payment data that can be logged or observed at the point of entry, so to review payment requests, eliminates manual and tedious entry by storing the user’s information securely in the browser.

It works across browsers across OS platforms and can work with any payment service that wants to write just a little code now that you’ve seen how payment request works for the user, let me show you how to code it remember that the payment UI contains multiple sections. We need to populate these sections before making the request. The request needs at least three data structures, the payment options, the order, details and shipping options so we’ll create those then generate a payment request.

We will call show and get back a promise that resolves when it’s time to contact the payment processor, finally notice that we may want to or three event handlers. These are called while the UI is visible and can trigger updates when the user changes addresses or shipping options. Let’s walk through the steps in the UI and the corresponding code. First, the user taps by now. So we want to set up a payment request.

Remember that we need some data structures before we can create the request. The payment methods lists all the payment services that your site understands. It’s an array of payment method, objects and each method may have its own specific properties here. We’re listing the basic credit card method and Google pay note that I’m leaving out the details of the Google pay object as it’s pretty involved.

We want the user to know what they’re buying. This includes the core details of the transaction, how much money? What currency? And what list items you want displayed? Keep the line items fairly high level. It isn’t meant to be used as an itemized receipt. If you want more than one shipping option, you can define this structure notice, it’s a property on the transaction details. If you have multiple options include a selected bit, the browser will highlight the selected option and fire an event when it changes.

Now you can define what information you want from the API by default. Payment requests will only return the payment info if the user is logged. In you may have the rest of their information. If you need more these options, let you collect what you need. Take the data structures, you’ve just created and pass them to the payment request constructor. This should happen in response to a button tap or other user initiated action.

Now so far the screen hasn’t changed. We need to trigger the UI, take the payment request and call the show method. This returns a promise and opens the user interface notice. There’s a big block of code. After this, we still have a couple of steps until we’re done. The UI shows the details of the purchase and collects payment information when the user approves the promise resolves with a payment response object.

The payment response object contains everything needed to submit a payment for credit card payments. The response is standardized for non credit card payments such as Google pay. The response will be documented by the provider. Next, you should check that the payment is valid. Send the information to your payment processor for processing the UI will show a spinner while the request takes place. Okay.

So how do we remove the payment UI after we click payment? Even if it fails call payment response, not complete. You can include a message to the user. This tells the browser that the payment is complete and allows the app to notify the user of the result. Now, there’s one loose end to tie up what happens if the user changes their shipping address or options. This may change a total cost and, in some cases, may change a shipping options.

Payment requests can omit shipping, address, change, shipping, option, change and payment method change events. You should have event listeners for these and update details accordingly. Remember we’re making the update in the middle of a promise, just as we do installing the Service Worker, so we use a similar bit of code. We get the event and call update with on it. This takes a promise that resolves to a new transaction details record.

It’s not all that different from calling cache at all from the service workers install event that also returns its result via the event. The get new info method is something that you would write. It takes some data from the request and builds a new transaction details. Object. Here’s a reminder of what goes in the transaction details. Your code probably needs to copy from the old object to a new one.

We resolve the promise with the new details, update with then updates the payment request and the screen, and that’s it. You now have a seamless, easy to use checkout experience now that was a bit of a long example, but most of it is boilerplate check out the payment request. Samples at Google, Chrome, github, io, remember the process for easier payments starts with autofill. If you want more payment request, is there to help? You can also check out specific libraries for Apple pay, Google pay, Samsung pay and others they put up a pay with button on the screen.

They usually fall back to the payment request interface, but they may be an easier option for your users. The only way to know is to try them for yourself thanks for hanging in there through web payments. This is one of the most complex parts of building a PWA, yet it’s really satisfying and could be great for business. Take care and I’ll see you again soon.


Online Marketing

Google Pay API Implementation Demo (Web)

Google Pay For your e-commerce website in four simple steps Load, the Google Pay API, JavaScript library, determine readiness to pay. Add the Google Pay button, create a PaymentDataRequest object: ♪ (, music, ) ♪. First, you add the script tag to your site. As soon as the script is loaded. You will construct the PaymentsClient object by passing it to an environment field TEST or PRODUCTION For the TEST environment.

You don’t need to register with Google. You can play with the API yourself. And integrate into your site In this case we do show users’ real data. However, whenever they make a selection We will return you a fake token If you are working with one Of the supported processors, we will return you a token which you can use in their TEST environment. Remember your real card details are never used when in environment TEST, but you must add at least one chargeable card to your Google account before you proceed Once you complete.

The integration And you are ready to handle real payments, come and register with us. Through our self-service portal and then flip the environment to PRODUCTION, You can apply for production access. On g.Co/pay/sign-up, Now that you have Your PaymentsClient constructed the first API you will call is is ReadyToPay With is ReadyToPay. You can determine whether the user Has a valid payment method on file and is on a supported browser.

The Google Pay API Supports all major browsers, including Safari, Opera, Firefox, Chrome, UC, Browser and soon Microsoft Edge At Google. We focus On optimizing for conversion, so, if is ReadyToPay returns false, we highly recommend that you do not render The Google Pay button Now that you know that the user Is ready to make a payment? You will call our second API createButton. We recommend that you use this API To ensure the Google Pay branding is used correctly per our latest guidelines In the future.

We will also Automatically translate the button text based on the user’s location. Once you add the button to your site, And the user clicks on the button, you will call the loadPaymentData To open up the payment sheet, You can construct The paymentDataRequest object, which is a set of payments configurations, Used for this particular transaction, You can specify and request The following information: in addition to the payment credentials, email phone number Shipping address billing address.

We recommend that you collect As little information as necessary to prevent users from typing Additional information which might not be stored, In their accounts, One more point to call out in this object is the payment request. Tokenization parameters: Google, encrypts information, About a shopper’s selected card for secure processing, By a merchant’s gateway or directly on a merchant’s, secured servers Be sure to check your processor’s Integration guidelines to find out what they need: To finalize the payment Now that you’ve constructed The request object: you will pass it to loadPaymentData, an async call which will open Our payment sheet, Once the user, makes a selection, we will return to you a paymentData object which consists of metadata About the user’s selection, It also includes the payment token, which you can use.

To complete the transaction, Now you can send The final production-ready app to Google for a final test: Google tests, the apps with real cards And informs you if everything is correct, The app is then cleared to launch. You can find additional information. In our developer, documentation on g.Co/pay/api Don’t miss any future articles. About Google Pay, Chrome and Web and subscribe to the Google Chrome Developers blog If you’re reading on a mobile tap the little bell to receive New upload notifications See you soon: ♪ ( music ends ) ♪,