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Q&A #1| My Job, Family, Blogging and MORE!| JUST KATLEHO| SOUTH AFRICAN BLOGGER

So if you would like to see what I am going to be answering to some of the questions that you gave me, then please you know what to do keep reading. So I pretty much have who I keep looking in the viewfinder, I’m so not used to having red lips on when I record ourselves looking weird, so I don’t want those questions and answers article to be too long.

So I’m only going to be on seeing about three or four questions, but at the end of each and every question is what are you saying at the end of each and every questions and answers article? You are more than welcome to put down below another question if you do have a burning question that you’d like me to answer, put it down below, and they will do them in the next questions and answers article session thing: okay, I can’t speak today alright, anyway, Getting into it, these are some of the questions that I have received off of youtube as well as on Instagram.

I actually did a insta story where I was talking about I’m going to do it through an a and some people put in some questions and I’m going to hunt something right about now. So shall we get started, let’s get started, so no Caius is no kaya. Heinrich I have because I know you she’s always on their lives. So no kaya says: what have you learned in the beginning stages of 30 that you wished you you in your twenties, so basic lean and in the beginning stages of my actually, I do have a blog post that I did with regards to what I’ve done since Turning 30 I’ll link that down below, but one of the most important things is, you don’t have to do what everybody else is doing.

I’m extremely different to a lot of my friends and the people that I surround myself with. I was all about pleasing other people. Such a people pleaser wanting to do things for others very, very pressurised into impressing others, and things like that. Once I got to 30, I realized that no, no! No! No! No! No! These! It’s about impressing me! It’s about making sure that I am happy with whatever I choose to do and how I want to do it.

It’s not about impressing other people. I do not care for that. Any more also. Another very important thing that I also learned is to just be easy. On yourself a lot of the times in my 20s, I used to put so much pressure on myself just to do everything right and to get it right and to do it all the time which now I realize that you know what it’s okay, it’s! Okay, to! Take a minute sometimes I need to take time to myself.

Sometimes I don’t have to push myself as much as I would have in my 20s there’s quite a few things that I’ve learned. If you would like to see a article on that, then I really don’t mind doing one for you. I would like you to just let me know down below alright and then I have a question by inor underscore what you know asks. One question I would like you to answer is how many siblings do you have, and would you maybe make a sibling tag by any chance? Well, I have my sister who you guys have seen on the just that little blog, but also beautycon a say, but all together, there’s six of us, so there’s three boys and these three girls.

Of course, I would love to do a sibling tag, probably with my sister or, if not, I would do it with my older brother because could do it with my older brother. I could definitely do that, but yeah yeah there’s six of us at home three boys. Three girls: the next question is from Anthony and the score him. I think ma says you look like a very bubbly person. What gets you going in the morning and what inspired you to start a YouTube blog and why BT? Okay, first question is: what gets you going in the morning honestly, I’m naturally a morning person, my friends hate it.

My friend I’ve got a friend who C she hates it because normally in the morning, what I’m going to work or not I’m up at 6:00 and I’m up and about doing things. I really don’t know what gets me going in the morning, I’m just up in the morning and I’m normally very, very bubbly in the morning and then come nighttime. I just normally like that. Naturally, I’ve always been a morning person, my sister hates it, because I always bother her in the morning – is that the second part of her question is what inspired you to start a YouTube, blog and ypg.

To be honest, and I’ve always wanted to do a YouTube. Blog I’ve always always wanted to do it, but I was so overcome with shyness and oh, what do people think or what would my family think? Well, my friends think what, if people that were kind of discovered that I have a youtube blog, what am I going to do? Is it going to impact me, but I’ve been reading youtubers for years now overseas, and I thought you know I could do this, but one of the biggest things was that I felt like.

I was too bold to do a YouTube blog. I was like. I should have thought about this when I was 22. I should have thought about this. One was 21 or something like that. But then I thought no you’re, never too old to do a YouTube. Blog you’re, never too old to frickin. Do anything so, at the end of the day I was like you know what i’ma do it anyway, girl i’ma do it anyway. I love beauty. I find beauty in everything.

I draw beauty from everything, so that’s what I decided to do even besides, before my youtube, blog was my blog and my brother was always about PT anyway. So for me, that’s probably why I decided to pick this particular social media platform. You know the next question is from Janelle from shear, and this body on Instagram didn’t have paint in your girl. Do you know it’s like a babe? Please talk about how you two all sources of inspiration for your blog, your blog working.

All that I often feel overwhelmed and when I have too much going on and I just wonder how you managed to do it all so well, listen girl. I don’t sleep, I don’t know. The only thing that I can honestly say is that I draw inspiration from everything around me. I draw inspiration from clothes from makeup from traveling from everything that’s around me and I find the time to do it. Why do I find the time to do it? Because I really love to do it, it’s one of my favorite things to do and honestly it’s therapeutic.

I know that see who, in his article on my blog mentioned, that doing YouTube is very therapeutic. For me: YouTube blog work, Instagram. Anything that is is is something that I draw a lot of inspiration from. I love to do it, so I don’t mind it’s not like a job for me, it’s not a job for me. It’s actually something I really enjoy doing it. I make time for it because I know how it makes me feel when I do it, I feel a lot happier.

I feel a lot more inspired. I really want to get on with it because it’s fun for me. I never feel like it’s a chore once I, if I ever get to that point, I’m going to be very worried because once I feel like it’s a troll chances, I’m not going to want to do anymore. So for now, honestly, it’s all I’ve ever wanted to do. I really enjoy it out of my doing okay and then I got asked by me, Russia, if I’m not mistaken what industry I’m you know, what do I do? Basically, I’m in the construction and engineering industry can you believe it with all this makeup? Basically, that’s all I’m going to say I mean the construction and engineering industry you choose to fill in the blanks.

The final question is also from in Russian and somebody else who asked me on YouTube as well. Would I ever do a house tour, so I can. I assume that you guys have seen bits and pieces of our home me and my sister what I ever to a house tour. Unfortunately, not the reason why I say that I mean you see them in the you see the house put some pieces of the house in the vlog. I understand that, but for me to actually sit and do a house tour we’re walking throughout my at the house.

I just feel like it’s a little bit of an invasion of privacy like showing you my furniture and where it’s from and well, but this that’s really not me. The only way you’re going to be able to see it is through put some pieces in the vlog. You might see in the kitchen Metz in the bedroom, but when I’m physically walking you through the house is not something that I think I’ll guarantee a home for me is a sanctuary and I’ll not be in my home, and I you know I can give you Sleep peaks here and there, but a full-on house tour, is something I don’t think I’ll ever really do, and I hope you guys understand that.

But yeah there is the loss of the questions from the questions and answers article. If you would like no more answers to burning questions, please let me know down below really don’t mind, we’ll do it for you. It is a thing I love in that. I will see you guys in the next article if you’re wondering what’s on my lips, it’s the Maybelline, it’s in the article of the vlog that I did the last article that I did this is the Maybelline super stay Inc.

I think the red one. I don’t know what what it’s called, but maybe I’ll put it here some way, but the red one. Okay, let me go now until the next article live, enlighten, love and I’ll, see you very soon.


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How & Where To Find Diversified Investments For Long Term Passive Income & Capital Growth

In this article I talked about the importance of buying and investing in two dimensional assets. If you want to build long-term passive income streams, the reason why I recommend that you buy assets that have capital growth elements or characteristics and income characteristics is because you want your passive income to grow year after year.

You want it to keep up with the cost of living, with inflation or just general increasing in quality of living expenses. And ideally, you want to be earning more passive income than what you spend so that you continuously grow your investment base and continue on earning more money and being even more financially free. Anyway, you guys loved the article and you loved the example that I use, where I compared a term deposit with a diversified share portfolio of industrial stocks and which actually also has a little bit nervous that publishing this, because it was quite a complicated article.

But you guys got your head around it and I was really relieved and really proud of the questions you guys asked and a lot of the questions were about okay. Well great. I we obviously want to build up a share portfolio of industrial shares, but how do we know what stocks to pick? How do we know what industries to look at? How do we know when to buy these stocks? How do we know what to look like? He things look within a company within the reports within the share price, and I want to put all those worries at bay, because people who do this for a little bit being about analyst stockbrokers and professional traders.

Now my blog is designed for everyday people, no matter where you are in the world and from all from levels of experience of financial education. So the good news is you: don’t actually have to do that? If you don’t want to, you, don’t have to pick your own stocks and to be honest for most people. One may simply do not have time to be analyzing different company reports and looking at the share market – and you know talking to people – and you know, rummaging through five different newspapers a day.

There are plenty, as in hundreds of thousands, of different investment options and products available to everyone that they can use to help, build and buy long-term passive income streams that have this two dimensional element of long-term capital, growth opportunities and long-term passive income versus passive income opportunities. Ideally through dividends, and so this is what this article is all about.

So before I launch straight into this, I want to remind you guys: building wealth is not a full-time job. I want you to be every day working or every week working on a little bit of your financial plan, but I want you to be enjoying life. I want you to be spending time with people that you love. I want you to be focusing on building your health and fitness and your you know emotional, mental and spiritual allottee.

I want you to be. You know, spending time progressing on your own career, so building up wealth is not a full-time job. It’s not something you have to completely and utterly like dedicate yourself every single spare minute or hour of the day doing this is something where a slow and steady wins. The race, making wise informed, educated decisions is the way to go. So I’m going to share with you three different investment products that are available to you that match this requirement for long term income and capital growth net assets so option number one is a management, so typically most manage funds are like a retail products.

You buy them directly from a fund manager and their job is to pull everyone’s money together and go out and work out what investments they want in the portfolio, what the goals are of the portfolio. And what is you know, the mix of assets, and it is a great way of build a diversified investment base, particularly with a small amount of money. If you’re starting off some Finnish funds will accept as little as $ 5,000 as as a starting amount and a lot of funders actually allow you to make regular investment plans, for example, you can then in this invest an initial amount of say five thousand rolls, and Then contribute say $ 100 or $ 500 per month on a direct debit plan which is automatic, and that is a great way of taking.

You know your hard-earned precious money and making sure that you spread that risk so that you’re not having to buy only one stock or five different stocks with a thousand dollars each that also. It takes a lot of stress and pressure off your shoulders, because that fund manager is deciding where that money goes, and they have to outline the strategy and the goals behind that they have to disclose where that is that.

That money is actually invested and they also have to report to you and let you know what your unit holding within the managed fund is worth and they also pay dividends to you on a regular basis. Now there are lots of different types of managed funds and different objectives and design for different people with different risk profiles. So you really need to do your research. I will put in the description box below the link that I referred to previously, that helps you work out your risk profile, which can then help you work out, which managed funds you want to buy or which fund manager you want to invest with, but make sure You understand what your risk profile is and that it matches your long-term goals.

The second option for wanting to build up an investment portfolio, that’s well diversified that you don’t need to do your own. Detailed analysis is exchange-traded funds. Now I’ve previously made a article explaining in a bit more detail of what an ETF is, and I will again put that link at the description box below but essentially in each is traded on the market and that ETF is very similar to a managed fund.

But it tends to be a lot more cost-effective, but because it’s traded on the market like a stock, you cannot do a regular investment plan like you can do with a managed fund. But again, an ETF is a great way of accessing. You know with one unit a whole range of different shares that you may not be able to get access to, or a gaming client can’t quite hit that level up with the diversification again just like manage funds.

There are so many different types of ETFs, and every day there are more and more ETFs appearing on the market. You can get the fixed interest based ETF. You can get bonds, you can get Australian share based ETF’s. You can get commodity based ETFs. It really is it like a huge smorgasbord of ETFs that have in Australia, building and already established overseas. So there really is a wide portfolio selection for you to choose from so make sure you do your research and then the third option for building a diversified investment portfolio where you can outsource all those complicated or overwhelming stressful investment decisions is a listed investment company.

Now that is quite similar to an ETF and a managed fund in that elicited, investment company again is traded on the market. On the example, the ASX and you invest in that company. That company then manages the money and picks and runs the portfolio on your behalf. If you want to buy a listed investment into a listed investment, trust oil, implicit investment company, you must buy stocks in them on the stock exchange and predominately most listed investment companies invest purely in shares.

However, some have diversified into other asset classes. So if you’re looking to build up an investment portfolio, that’s just not purely shares there are these options available. So again, always do your research now another quick update on the thousand dollar project. You will see that I have been investing in individual stocks for the thousand dollar project portfolio. I think I’ve probably got between sort of 15 to 17 different companies within the portfolio and for me personally, I really enjoy I’m a bit of a nerd.

I enjoy researching different companies, reading reports and looking for good value in the market. However, my strategy is starting to change. Whilst I’ve got all these stocks that I have picked and choose, and I’ve chosen to add to the portfolio, I am personally starting to add more listed investment companies into the sugar mama thousand dollar project portfolio and that I’m actually going to focus on all new money.

Going forward for the time being, to really fatten up my exposure, because I want more professionals helping manage and run this investment portfolio for me. So this is essentially like a core strategy, so my listed investment stocks will be probably between thirty to forty percent of the overall portfolio. I will then continuously as I choose and as I wish pick the individual stocks and companies that I want to invest in when I see fit or when.

I think this is a great opportunity to buy or what you know, depending on the overall diversification of the portfolio, but I’m really going to focus on incorporating experts and professional fund managers with large amounts of knowledge and experience and training to really help make the sugar Mama thousand dollar project portfolio grow as much as it can and continuously build that passive income, because I’m a big believer in leading by example, showing you guys, because I show you guys successfully you’re more likely to get on board.

And, of course, as you guys know, the passive income from the thousand dollar project goes to a different charity every single year. As long as I can continuously afford to do this, I hope this article helps reassure you that you do not need to become some professional day trader or nerd that immerses themselves and crunches all these numbers all day. It simply does not need to be that complicated.

Definitely look at including in a professional fund manager or an ETF, whether index, tile, ATF or not, or simply a listed investment company to help you run your money and show you how to get your money working as hard as possible for you now. That’s it this article, it’s probably a little bit longer than I actually thought, but, as I said, I will be going and doing more articles breaking down those three different investment options in more detail.

But I just wanted to reassure you that you do not need to be doing this yourself. It really doesn’t have to be complicated and you’re more than capable of creating financial freedom for yourself I bet around, but I will see you later in the week for a lifestyle of and if you haven’t already of course, please subscribe and feel free to share any Of these articles, with your family and friends ciao for now


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Firestick Info And Low Income Internet Plans And Much More

We are cut that one off I’ll need that when I got this one right here not going to get started for a few minutes case, people forgetting them like for seven o’clock, so make sure you come up. Your thumbs up, I take my time out to share things with yard that I feel is important. Like I tell you, I will be doing so much stuff on YouTube, but as a mom as a you know, a person who loves to be frugal and try to save my coins and figure out ways to still enjoy life, but not overdo it and don’t have To overdo it or whatever the case may be, I try to share as much as I can and when I share something with you or not find something new about it or find out.

Something is wrong with it or whatever the case may be. I come back and tell you that a lot of times people share stuff and then they just leave it like that. They don’t tell you the ins and outs, the badge, the goods and stuff that may happen behind the scenes that you know cuz we’re not. On 24/7, they may not tell you, oh you know this happened to us or oh did you know this. This didn’t work out or you know, after a while.

That’s why I’m always updating and throwing information and about things that I know that I still get emails about that. I still get comments on as far as on DIYs, and you know my my reusable sanitary napkins that we use all of us are now using we’ve been using them for over a year now, and they have been awesome, and I shared that so just things like That I definitely want to share and if I tell you guys, oh I got something, I’m all excited about it and then some happens where it’s not exciting anymore or a broke down or not working like it was intended to I’m going to share that um.

So yeah I’m waiting for more people to get in and I wan na tell you about what happened to us um the other day, and I’m telling you this because I’m pretty sure you guys are going to say hello Wendy, I love Shanta. I’m pretty sure you guys, if you have the fire speak, will probably encounter this or probably have encountered this and didn’t know it was real or didn’t know, probably thought it was a fluke or probably thought it was something that just happens to pass by a computer Or passed by TV, depending on what kind of setup you got in your home hours passed by our TV, which the guy was like wow he’s never heard of it coming on somebody’s TV, so yeah.

I want to share that with you guys, but I’m waiting for more people to get in. I don’t intend to be on here long um yeah. I got ta get back to someone like some actually some new clients, that’s three new clients. That’s called me about here. So I have to get back to them and takes them and try to set them some appointments. Hello, Love Wins. How are you, how are you I just love? My skin feels so? Oh, my gosh, my products are the bomb.

I’m sorry my skin. Just I just be loving the rub on me and my kids and us just our skin, just a soul, just my baby skin and I’m not just saying that, like anybody touches, my skin is like. Oh my gosh, oh my gosh. Yes, so guys um. It says that it’s ten people in here I see ten people, it’s crazy because it went from zero to ten, which is weird, but I can see y’all talkin to me um. So please thumbs up the article.

I take my time out like come on. Now we are human, I’m a whole wife, a whole mother, and I have things that I’m doing, but I took my time out to come and share information with y’all that will save your money or save y’all frustration or save y’all are having issues with certain things. So please take the time to thumbs up the article so guys, I’m coming to y’all hello, hello, um D G, shy down in the house lights on in the house, girl um.

I thank you so much for being here, love Wednesday G Shanta and a windy, and whoever else is in here that I missed. I don’t intend to, I think, y’all for being here cuz, I’m going to share a lot of things, even if it doesn’t apply to me or I can’t use it. I like to share the information because I’m pretty sure sewing in my community or someone I know – may need this information and you may know someone is information.

Everybody needs internet right now right, I don’t care. If you don’t have cable, everybody needs internet right. So I’m going to share some things with y’all and also um, something that has nothing to do with internet to that. You probably know that you can get for the Lolo and not pay regular price, so alright, so firestick. What happened um was about what was about a couple days ago: um nyah screen.

She has a smart TV and across her screen it was a big copyright thing pop up, and it says third, copyright violation alert from spectrum. That’s what it says, and so I my work so I’m thinking I’m like there is a download something and didn’t tell me because usually she shows she always come to me and say: hey mommy. Look at this. Can I download this, but that was the first thing, because I’m thinking shitty youngest automatically thinking in my brain, she downloaded something.

I went all over the place. I went to Google. I went in different places trying to find out what is this third: copyright violation alert from spectrum? Third, I don’t remember the first or the second hello, Gladys, hello, Deborah everybody. I was having a good evening from beautiful, Las Vegas, hello, hello, okay, so um. I immediately start googling to find out because a lot of times when you get alerts on your phone or you get alerts on certain things, you can literally um put it in on YouTube.

Google and different things and it’ll form a pop up or something to pop up where people have had that alert and they’ll start talking about it. Well, the floor of my phone was a spectrum for them, and then I found another one from the old Time Warner. Cable cuz, you know this time we’re a cable before it became spectrum, and I did not see anybody with no resolutions, so I’m like okay, I must do a article because I am frugal.

We’ve been without cable for years, and we are have firestick for about three years now, but all of us just now got him about a year ago, like in every room I put on by the year ago, um. So with that being said before that we had the Roku box, the Comcast, the chromecast, the Google box, we have all different things to supplement our cable and not have that cable. We always paid for don’t we always pay for internet, which is not bad right.

So um I also oh just so you know. If you have t-mobile, you can get Netflix for free with certain certain phone plans so check that out, because, if you’re paying for it on an Internet, not not internet Netflix, you maybe get able to get it for free with a certain plan. You have some just call team over and check it out to make sure that you’re not on you paying $ 15.99 cuz. You know that anyone of say friends is you paying $ 15.

99, but the plan difference on for you to get the free Netflix is only like a five dollar difference or you may not have to do nothing. Yes, Sprint does give who them for free. So she just said: DG just also told you I was about to say that Sprint, if you have Sprint, they get Hulu for free as well. Okay, so those are ways to say – and I also wanted to talk about amazon.Com. If you have a Medicaid card, the Medicaid card could just be for Medicaid or some places.

I know they have Medicaid in the snaps unconnected the food stamps connected. So if you have those cards, do you know your Amazon Prime is only five dollars and some change. So it don’t have it don’t matter, you can just have Medicaid, you could just have food stamps or either one long as you have a benefit card. You can get Amazon, Prime for $ 5.99. Most people pay um. What is it $ 10 or 15 or 10, or something like that $ 9.

99? Whatever the case may be, you can get it for five, nine, four, ninety, nine five, nine nine, something like that is way cheaper. Nothing is different. You still can get the movies Amazon movies, the free shipping, everything that the regular Amazon Prime gets. You can get that. So if you have a benefit card, you need to go and save your coins. Okay, so that’s one thing so back to our 179. What’s 179? What’s 117 Isis? Okay, so back to the copyright thing, here’s what they’re doing I mean I got my notes.

Cuz! I know I got ta have notes cuz. I don’t want to forget to tell you important stuff. So what happens? Is you get fire? Stick with the fire stick: there are multiple apps that you get in a hundred and seventy nine dollars for what for the year whoa. So that’s a good statement. Cuz you paying $ 6, but it’s $ 5.99 or $ 4.99 a year. That is a good save runs to get Amazon, Prime, if you have a Medicaid card benefit card, full stamp card or whatever you can get crying for $ 5.

99. So, oh, that’s too much, oh, okay! So the firestick copyright thing I know all the stuff. I read. I’m like, oh, my gosh. What happened is this somebody trying to tap into our wet Internet? That was like change your password. This is what all these people were saying. They’re, just throwing things in the air and people are trying to figure it out themselves, but nobody went to really find out what was really going on.

So I caught myself and the guy said yes um now, when you have spectrum or time 1 or whatever it is in your area, and I think it’s Finity does this to you get an email. Most people don’t use that email. I don’t use the email. So those alerts – remember, I said it says um third alert or violation a third copyright on notice. I don’t recall ever getting one and two. So when I talked to him he was like yeah.

They um went to the Time Warner account that you created. I said uh, okay, um yeah, I don’t like it most. People don’t use it. I said I don’t he was like year, so we send them to there. He was like you can either update your email or just start keeping the eye on it. I said well, what does this mean he said hold on, so he goes in and he comes back. He said, Oh on this day you read this movie on this day.

You read this movie on this day. You read this movie on this day. You read this movie, no see not saying you were sown in the house from that internet from your IP address. Read this movie and he was like these are copyrighted movies movies that are still in the movie. Theaters or movies that are um haven’t been released in some formal way to the public or something he was saying. I didn’t get all adjust, but I’m giving y’all enough to understand what I’m saying so, I’m like wow.

Not only did he tell you the movies, but he told you what apps they came from right. So I told my husband I was like babe, I don’t like I’m. I don’t know you know, I’m dumb, I don’t know what he’s talking about. I’m not going to admit tonight. I don’t know what the heck is going on. I I don’t know, sir. I don’t know. Maybe I don’t know you know he’s like you think someone got your in it. I don’t know.

Maybe so what they’re doing is you got ta be careful um? What do you think this is from firestick that happened, you’re looking and reading the free movies yeah? I was getting ready to there, it is but here’s the thing: it’s, okay, that’s why I’m letting y’all know this. It’s okay! You just have to now. This is what I asked them. I said: well, what does this mean? What does this mean? This is I’m going to am I going to lose my internet because it says um, somebody said something about their internet was terminated and they couldn’t get internet no more.

I was like wow, so I was talking to my sister about it and that’s when my sister also told me that AT & T this is where my sister told me. These two things that I want to share chopped AT & T has a program for low-income and and if your kids get free lunch or either if you get food stamps and it’s only $ 10 a month for Internet, but you can’t get cable it’s only if You want internet, but I wouldn’t want cable.

So if you don’t want cable, then you should be fine um. She was like um, it’s $ 10 a month only if you want Internet and it’s a fast speed, but as I was looking at that they said um Time Warner has one for low-income families and if you have low income, there’s it’s faster than AT & T. Three times faster than 18, but it’s $ 14.99 and it’s $ 14.99, but an extra $ 4.99. If you want Wi-Fi so 20 bucks for really fast internet.

So that’s something I want to throw out there to you. If you have low income or if you get free, your kids get free lunch and if you get snacks, it’s one of those three on any one of those three. I believe you can get it. So I wanted to share that with y’all, because you just never know who may need that um. So that’s one thing and then so when I ask the guy says so what does this mean he said? Well, we send notices to you every time it happens.

Just trying to be just be cautious of the what the apps so they’ll tell you what X, because some apps are not protected, some apps meaning open. So it was only one, thank God. It was only one in my husband knew, which one it was, and he said yeah that was a kind of iffy one and between us you know them say it was a kind of iffy one and he did read a couple times, but he own use it. Like that, so they will tell you the ABS just stay away from those ABS.

Do you get what I’m saying and I said so then what I said what if it happens again, he said well, it has to happen like tons of times, and I said then what he said. Then your then your account goes down a termination route. I said tons and then goes down, not is terminated so to me. I’m just left to believe that that’s a scare because, for somebody used the word ton, that’s ridiculous. That is so so so broad that means ton to me could be a thousand turn to you.

Could be a million you get what I’m saying so to give the word ton as the the number you know amount. So that’s something y’all need to know. They will let you know when you contact them. You don’t know, nothing, don’t agree, nothing. I don’t know nothing. I don’t know so boom definitely go to UM, call them and then they’ll, let you know Xfinity and them and let you know what apps and where it came from what day and all that and just stay away from those apps.

That’s what I said just stay away from those apps and get apps that are more protected, and we know that there are a lot that are protected because we read movies all the time and only like those two to specific apps that he just tried recently was Ones that popped up – and there are lots of people online, I’m looking at a forum right now where people are like hey, you know, turn off the cloud and your devices like people are stalking, because this one person said I received the first notice on august 11.

It started off with account number dear Internet. Customer has been a brought to my attention that your internet services recently used to improperly copy or share copyrighted content such as music movies articles and software’s, using peer-to-peer or torrent software they eat. The email stated that I take immediate action to stop this unauthorized activity and that’s what it said to us too. I asked around my family and made sure that no one was participating in any unauthorized.

Active activity then choose to not respond to the email thinking it stopped. However, on August 19 I unfortunately received the second copyright warning. This time it stated the file was apparently being shared, the name it says, Kendrick Lamar, bleep bleep, and this one is telling about articles. So this is something totally different, so it tells them – and she said this surprised me – I don’t listen to Kendrick Lamar – I use Spotify Premium for my music blah blah blah.

I wouldn’t have been sharing music at 3:39 a.M. So it could be that in her case on my tapped end, but the whole gist of this thing is that they are reading everything that’s being done even on a fire stick in there, only two internet provider. So you need to know that and if you do get that call them right away and they’ll, let you know when you just stay away from whatever they told you, you get what I’m saying and if you want to know some good ones I’ll.

You know email me and I’ll, let you know some good ones that my husband said that we are fine with nothing, never popped up and we’ve been reading them for over here and nothing never came up mind you. We only on the third notice and we’ve been we’ve had them all through the house over a year, but we had the fire stick. No, it ain’t been three years, because that’s how long I’ve been here, we had the fire stick since we moved in here and that’ll be about two years so yeah and that’s the third notice within a certain amount of time.

So it mind you, the notices could be like you readed it in June. On the first, don’t let you know until July 15th, you got a notice from a movie. You want you get what I’m saying. So that’s something to know something else. I want to tell you something I want to tell somebody just said something about I’m cast on low-income or free lunch for internet for $ 9.99. A month we don’t have Comcast here we have spectrum and that’s it yeah, a TMT, Direct TV and all of no new internet, but we got spectrum AT & T.

So 80 is $ 10 bit $ 14.99 per spectrum, Wi-Fi extra $ 4.99 prime. I told you if you have a benefit card is $ 5.99 and you can’t have both. You just have to want the Internet and then oh, I don’t. I just wanted to throw this in there if you were having problems with a very dry skin and it’s not as hot outside I’m going to tell you a tip that someone told me some years ago when it gets hotter outside start taking cool showers.

So that way, your skin and when it’s really cold, it’s really hot and when it’s really cold then between time you can. You know stay with like a warmer wetter warmer shower, but try not to take hot showers, because hot showers basically dehydrate your skin and keep them drier. So we don’t take hot showers on. We try to take cool to warm shower, especially when it’s real hot and when it’s real cold, so that’s just a tip for you or for your babies.

If you dig, your babies have dry skin, even though they’re little sometimes they have real Giants dry skin because it’s inherited through somebody but try to keep your babies and yourself in cooler, water and not um, not hot hot water. If you use too hot hot water – and you know, I knew that and it’s so crazy, I will get off the shower block that still feel icky and want to have the arm asing on my other library, while you’re not taking the clue shot like, and that Was something I wanted to share with y’all but yeah? That’s what I wanted to come to you guys and tell you guys.

I think that is about it. I got my pulled pork in there with some sweet baby Ray’s and the crock pot. We’ve got the mix. Sandwiches and we need some chips, we’re not even doing tater tots cuz. I ain’t got time for that and probably sit down and uh after I respond to these people. Do some movies with Minds. Jenny was, you know if Cox has any specials on what fried steak? What is I don’t even know? What Cox is? I don’t even know what Cox is? Let me see, I got my computer packs, what I don’t, I’m just putting Cox another baby.

What’s it about Oh cable provider? Oh, is that in Atlanta um, usually the cable providers don’t have programs for fire sticks. This is not a program for fire sticks. This is a way to get around them. Trying to tell you you cannot do certain things on the fire stick and trying to threaten you, so you either feel like you got to get away from, get it get rid of your fire stick or buy cable. That’s what they’re trying to do! No, it’s not true, but I did hear that most cable companies do have some sort of program for, like I said, low income, or you know, families that are on some sort sort of assistance.

You may be able to get some type of help, so I would just look into it. If you are in you know, if you fit those criterias, I would look into that, but using these cable companies down, I want you to have fire stick. They want you to pay for cable and I don’t want it because I’ve been around so many people who got cable like if I go. Do they hear they’ve like it’s, so boring ain’t, not nine-year idvr.

What I want to read and half the time. I don’t even read it and I just I just don’t. I usually read a lot of stuff on YouTube. There is some good movies on YouTube: have y’all ever looked on YouTube and seen a lot of the armed black urban movies, just a lot of movies on there. It’s a lot of odd type of movies on YouTube, and I had no clue to this last year. There’s a lot of great movies on YouTube, so that’s something that you definitely want to look into having the internet will give you open range for a lot of stuff.

You don’t really have to buy that cable! That’s why we got rid of it years ago, but on with the fire stick, like I told you all of y’all new to this fire stick gives you everything that cable gives you a read on network. I read HDTV. I read the Food Network. I read a Lifetime movie network like regular lifetime. I read: I read Hallmark Channel, I read HBO one, two, three signature and family like a Showtime, everything is on the fire stick and I’ve showed you that before and literally cut the TV on and show they’re from BT all of those blogs you can get them On the fire, stick so long as you pay for Internet you’re, all good, so guys.

I hope you guys enjoyed this information share it with someone and see you know who you can help save some coins and not have to pay so much for their internet services. That will be a sub arm, so yeah check that out and see what you can get have a good even in YouTube Debra. Ladies all, you guys have a good evening. I didn’t want this to be too long just enough to give you the information I wanted to give you and guys.

I think that’s what I’m going to be doing until I kind of figure out in my brain. What I want to do, jumping on doing lies if I feel like editing some of the footage. I got like what I did in my front yard. I may throw that article out and random article. It was out between here and there, but um guys. Yall know sunday is my flush day and Monday is day one of the water fast. So if you are joining the water fast, I am flushing on the distant day coming up, I’m flushing with my mango seven day.

One will be Monday and I will be at least doing three days as my goal of a water flush to water fast, I’m flushing Sunday, but a water fast. So, as one should ask you guys all right, you guys awesome evening and I’m about to go, eat dinner and contact and good rec and yep more some movies or something yeah later Gators


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Growing Passive Income for Wealth: INVESTING in shares/stocks || SugarMamma.TV

So you can make more informed decisions when it comes to managing your money and actually see your financial wealth build and actually realize that financial security and independence is well within your reach.

When you make great decisions with your hard-earned money, all right today, guys I’m talking to you about passive income streams. There are a whole range of different passive income streams, some which are very conservative, some, which are quite aggressive. However, it’s important that you pick the right income stream for you and for your financial goals and for your risk appetite now the people who are really nervous when it comes to investing and don’t have much experience.

They may want to start off investing in a fairly conservative styles of passive income sources, and these are typically cash savings accounts term deposits, maybe even some government bonds or even corporate bonds and typically because they’re more conservative, their returns are a little bit like that. Typically, a passive income stream, that is the yield of these conservative types of investments, ranges between 2 up to 3.

7 percent per annum. But these types of conservative assets generally have no capital growth, they’re, predominantly income based, which means if, for example, you bought a bond for $ 100,000 and the yield will say 3 percent, you would be getting only $ 3,000 a year in passive income from that bond. There is no capital growth element to it whatsoever, but if that’s right for your risk profile, you don’t like taking risk and you’re uncomfortable with it.

That may be the right type of investment for you now, the more aggressive or assertive you could say of investments for building long-term wealth are things like residential property, commercial property, domestic shares or international shares, and these returns are typically, as history shows a lot higher, because The more risk you take, the more of a reward you should get so residential property on average yields between 3 point to up to three point: nine percent.

But when you take out all the expenses of running a property, it typically comes down to a yield of around about two to two-and-a-half per year with commercial property. The yield tends to be a little bit higher around five point, five percent and when it comes to investing in shares, depending on whether it shares a base, for example, Australian shares the yield tends to range between four point: seven percent up to five point: seven percent.

When you factor in franking credits now, there seems to be a lot of misconception when it comes to investing in shares and comparing it against conservative estimates such as fixed interest bonds. However, I want to make sure you guys are aware of the difference between these two different types of asset classes and the impact over the long run. So the best way for me to show this to you is by showing to you what has happened in history.

If I were to take a hundred thousand dollars and put it into a term deposit in 1979 and just took the passive income each year and spent it, I never reinvested the money or added any new money to that term. Deposit account by 2016 that hundred thousand dollars would still only be worth a hundred thousand dollars, but it actually would have eroded away because that hundred thousand dollars could not buy me.

What it can today is what it could have done in 1979 and I would still be earning a passive income of two thousand five hundred dollars per year. That’s it, however, if I put that 100 thousand dollars into a diversified share portfolio of Australian shares, again just taking that passive income through the dividend, yields and spending it, adding nothing to it and not reinvesting any of my dividends that share portfolio would now be worth One point one: two million dollars and the passive income that I’d be receiving from that one point: one two million dollar share portfolio would be worth over fifty one thousand dollars every year.

Now, I’m pretty sure you would rather be receiving a passive income stream at 51 thousand dollars a year versus two thousand five hundred dollars a year. So you’re probably wondering how is this possible? How is the same amount of money invested in two different asset classes with SIPP, not too dissimilar yields over the long run so incredibly different? Well, it comes down to the fact that shares are two-dimensional assets.

They not only do they produce income, they also produce growth and that income grows with the capital value with shares. When a company raises profits, they reinvest some of those profits back into the business for future, compounding growth and to expand them, prove the value of the business, and then they pay a dividend on that and that dividend grows every year as long as the company grows. Now a lot of people say well, fine can investing in shares is incredibly volatile and comes a lot of risk.

And, yes, you are correct, you do when you invest in shares. There is a lot of high to medium term volatility over the short term medium term. I want to show you this other chart. This will really change your perception of really how safe term deposits are. If we look at the yield on term deposits and compare them against shares and even commercial property, in fact, it’s actually the toh deposits, which are a lot more volatile over that 17 year period, so that perception of term deposits being safe.

And you can sleep well at night versus shares being risky and dangerous isn’t actually quite true. So what this boils down to you? If you’re trying to build up a passive income stream, you’ve really got to look at the underlying assets in your portfolio. You do not want to forego long-term growth for stability. You need to make sure that your passive income and your investment portfolio is sustainable.

Is going to provide you with that passive income. That’s going to grow over time and ensure that you remain financially independent. Do not fall into the trap of just going in investing purely for yield with no capital worth. This will come with a lot of regret, further down the track and if you’re going to build up an investment portfolio where you’re going to incorporate more of these growth style, investments such as international and Australian shares and even some property make sure you diversify.

You do not need to go all or nothing most. People have a diversified share portfolio where they may have some commercial property, some residential property. You know a mixture of Australian shares and maybe some international ETFs. It’s a really well diversified portfolio which smoothes out the overall volatility over the long run and, of course, make sure that you look at the yield but make sure that the yield is consistently growing over time.

This should be the foundations of what you look for in a quality investment. Now, as you’re reading all of my money Monday articles, I really hope that your site to get it be more interested and a bit more inquisitive and maybe even tempted to start building up a share portfolio. But please remember you do not need to stress about which shares to pick and where and how and what you can very easily a listed investment company that does all that work for you or even a managed funds.

It doesn’t all that work for you or even look at a diversified ETF. There are so many different investment options out there. You do not need to put the stress and pressure on your shoulders as to what stocks to pick when how and why this can be outsourced to a professional all right. Everyone, I really hope you’ve enjoyed this article – remember, invest the for the long while invest for long term, capital, growth and long term growing yields, that’s the key foundation to building healthy, strong, passive income streams ciao for now, if you haven’t already subscribed, please make sure you Do


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What Is Passive Income? How To Build Passive Income? SugarMamma explains… || SugarMamma.TV

Now I’m all about building passive income, but a lot of people don’t really understand what passive income is and that’s perfectly normal, because it’s not really spoken about every day. But passive income is essentially money that works for you or, as I like to save money that you make while you sleep. So you know, when you look at your bank statements, you’ll see like tiny bits of interest, it might be a dollar or it might be.

Ten dollars or a hundred dollars a month that you’ve technically earned well you, that is an example of passive income. You haven’t actually physically done anything to earn that interest off your bank account. The bank has paid you some money because it’s been using your money. So examples of passive income are things like rent from investment properties, my favorite dividends from shares, even things like royalties, anything.

What you haven’t physically have some do anything to earn money or to receive money and the key to becoming financially free and financially independent, which is what I do for my clients. I help build them passive income sources and, if you think about it, say, for example, your living expenses say: seventy thousand dollars a year. If you could build up a passive income source, whether that be through a variety of different investments, you would technically be financially free and financially independent.

You wouldn’t have to put on a suit and go to work. You wouldn’t have to catch a bus to work. You wouldn’t have to go to work, you could just you know, travel around the world or go and study. You know as many courses as you like. You know, you know, stay at home and raise a family. You know you’d have complete freedom to create the life that you want. So this is what this blog is all about, and my passionate focus for you guys is to show you how to build.

You know passive income streams to give you that independence. If that’s, what you want to create for yourself and I’m going to be, and some other articles of work coming up, we’re actually going to be building passive income sources on my blog and I’ve got a lot of really cool, clever tips and tricks which you can Use and I’m going to be showing you how to do this with really not that much money and I’ll show you how powerful it is through compounding interest in building this passive income source, so that you can actually feel really inspired and go away and apply these Principles and and email me back and say: I’ve started building up my own investment portfolio and this is how it’s going so yep.

So that’s how but that’s what passive income is all about and that’s what I’m going to be really focusing and inspiring you and motivating you to do for your create for yourself, okay, so ciao! For now and I’ll see you in my next article bye,


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